One of the problems that internet newbies always face is how to
buy materials or other stuffs from the internet most especially if they fall in
the countries where there is no functional credit or debit card system. There
is no doubt that Nigeria fall into one of those countries. But I have this to
tell you if you’ve been worried to stop worrying because I’m going to open your
eyes to how to generate your virtual Visa card which you can use to buy
anything on the net.
To generate your first Visa card you are going to use two sites
which are: www.virtualterminalnetwork.com And www.graphcards.com.
Because of the space and time factors I’m going to limit myself to
just telling you how to go about them. If you want to know more about the two
sites just log into them and have a feel of the sites.
The simple process to follow is to sign up with Virtual terminal network
and get your individual account at the site address given above. Once you have
opened your account and find yourself in the your account section of VTN, try
to locate a button with the tag Fund Your
Account. Here you will be able to see two options through which you can
fund your account. The first option is through direct funding which you can do
by getting their UBA Account Number and pay directly into the account at any of
the UBA branches. The second option is for you to buy their pin which you will
load onto your account and the money will show up immediately
You have to open this account because it will help you to fund
your Graphcard account. Having opened your VTN account, the next thing is to
open Graphcard account following the site address I provided above. Just open an account with Graphcard and make a tour of the Graphcard’s
site to see how it looks like. After this log into your account and fund it
through VTN account you opened above. The next thing you will do is to generate
your visa card using the link provided for you in your account.
Another means of payment through which you can buy goods and
services online is e-currency. E-currency is the same thing as electronic
currency. This type of currency cannot be seen or touched as the traditional
paper or coin currency. You can only spend them electronically. There are so
many types of e-currencies that can be used online to buy products online. I
shall mention few e-currencies here and their corresponding sites:
For better understanding just visit these sites to read more about
them.
How To Receive Money from
Your Internet Business to Your Local Bank.
Besides making payment there are lots of ways through which you can
receive money from your internet business. Most of the means of payment
mentioned above can also be used to receive money from your internet business.
For instance, if you are using ecurrency account to collect money online, you
will need people who are in need of that ecurrency and are ready to buy it from
you. In short, you can start making money as an exchanger of e-currency. Let’s
take ebullion as an example. Let’s assume you have 200 dollars in your ebullion
account. How do you turn your ecurrency into naira? One, you could look for
somebody that will buy it from you using Naira. Two, you could sell it to
e-currency exchanger and get your cool cash.
Nevertheless, there are other ways through which you can receive
money from your online business. Assuming you want to sell products online, you
can use anyone of these online payment solution providers. www.paypal.com, www.2checkout.com, www.clickbank.com.
These website will help you to accept credit card online. You
should however, know that Paypal and Clickbank do not allow Nigerian to enjoy
their services for the reasons best known to them. However, as a Nigerian you
can use 2checkout legally. The only difference is that you will be required to
pay 45 dollars to register so that they can set you up to sell your product
through their platform.
How do you receive your money from the three websites above? If
you are using paypal the only way to receive your money is to link it to your
US bank account which you can get by signing up with Payoneer.com. 2checkout
will link you up with Payoneer master card which you can use to collect your
money from zenith Bank, Ecobank and Airport’s International ATM in Nigerian
currency.
If you are doing affiliate program with Clickbank, the best way to
get your money to GTB is through the use of Graphcard. The virtual address
which you get from Graphcard will enable you to withdraw money to your saving
or current account in Nigeria. How do achieve this? In any of the programs
above where your money will be paid through check make sure you fill the
company name of Graphcard as Payee when you are filling your form. Once you do
this, any time Graphcard receive your check through the postal address given to
you, what they will do is that they will remove their 5% and credit your
account with them the check balance. It is this money you will access in your Graphcard
account and withdraw to your GTB account be it Saving or Current account.
If you find it difficult setting up your account with all the
Payment solution companies mentioned above such as Paypal, Clickbank and
2checkout as well as funding them, you can contact me.
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